资金的时间价值英语作文【一】
Time flies like an arrow before we realize it .It is known that nothing is more precious than time. The good old proverb "time is money" reminds us that time is valuable. When time goes by, it will never return. However, it is a pity that some people don't make full use of their time .They spend a lot of time in sleeping, chatting, playing computer games or other unmeaning matters. . They don't realize that wasting time is actually equal to killing themselves. They always regret not having made great achievements. One of the reasons may be they do not make good use of time. Therefore, in order to be successful, they should first get into the habit of being on time. It’s a sign of cherishing time. Don't put off what can be done today until tomorrow. Being lazy will eventually lead to failure. Don't wait, because you don't know how long it will take when you put off your plan.
资金的时间价值英语作文【二】
恰是因这种必须，各商业银行的业务增加了一个全新的产品，百姓投资也有了一个新的目标。在工、农、中、建等商业银行的`营业大厅里，经常可以看到相当一部分人排队购销基金，柜台的增设速度永远不及排队者的增长速度。
从基金业务的理性投资角度来看，基金属于长期持有，风险值相对小于股票的一种专家理财型投资。但随着2006年5月至2006年12月期间基金持有者高达100％回报率的产生，买基金肯定能赚钱的消息不胫而走。
从基金业务的获利本质来看，基金是各基金公司把募集来的散户资金进行集中投资，再将投资利润以分红和基金净值增加的方式让基金持有者实现一定的利润投资方式。从而，买基金就能赚钱的观点，在一定程度了满足了人的盲目投资与或多或少的投机心理，股市大盘的波动便牢牢地扣住了股民以及基民的心。
在这个世界上，没有任何一种投资是无风险的，也没有任何一种利润是无成本的，
其实，经济学的理论早已阐明了这个观点。传统的经济学家认为市场是具有理性的，其运作有其内在的逻辑性。那么，在市场的运作模式下，如果在市场跟风的潮流下，连基金是什么都不明白就排队购买，期待着获取高额回报，低价位买入与高价位卖出的理想化的假设，已经忽略了未来市场的波动与振荡。在银行的营业大厅里，我曾问过一些购买基的居民，他们中有对基金侃侃而谈者，也不乏根本不明白基金是什么者。但不管是对基金有深入了解人还是根本就不明白基金是什么的人，其购买的目的是相同的：“基金可以赚钱，赔不了。”
由此可见，在股票市场牛市的整体带动下，投资者盲目的投机性因素，是导致目前把所有的存款都用来购买基金、用养老金购买基金，甚至以抵押抵押房产贷款的方式来购买基金。用一种不够客气的语言来形容，众多的投资者假设了一个完美无缺的经济市场，以一种获取100％回报的心理介入了基金市场，在这些投资者的心里，并没有认真地分析一下理性化的经济发展与市场经济的运行规律。
因此，在基金的投资过程中，如不以理性的观点对待基金投资，一昧的跟风或者是仅凭主观臆测来介入基金市场，则难免产生过度投资的行为，在波动与振荡的市场中无法避开巨额的亏损。
资金的时间价值英语作文【三】
Take your time
For thousands of years, animals have trodden a slow path, their spirits together with the body. But our human being's transportation is too fast. The body moves but the soul is left behind. We try to free ourselves in convenience, but we only imprison the soul. Since we invented how to count hours, we do everything to short the time, short the deadline. But the time saved can't be shorten. Nowadays, we spend lots of time staying in front of a TV just changing the channels, while we have no time to talk with a good friend or play with our family. We have plenty of time to search old news on the internet, while we hardly think about our life. In the end, the only thing apparent is our loneliness.
Take your time, please. Try to follow the natural steps and have your own clock. Try to share your time with everybody you love, share your mind, your happiness and sadness. Try to read the world we live in, do not only catch a quick glimpse at the society.Someday, when we know how to spend every second in our life, we can then live our own life.
