低于结束语一至二行,从信纸中间偏右的地方开始,在结束语的正下方,在签完名字的下面还要有用打字机打出的名字,以便识别。职务、职称可打在名字的下面。当然,写给亲朋好友的信,就不必再打了。
是写信人对收信人的称呼用语。位置在信内地址下方一、二行的地方,从该行的顶格写起,在称呼后面一般用逗号(英国式),也可以用冒号(美国式)。
(1)写给亲人、亲戚和关系密切的朋友时,用dear或my dear再加上表示亲属关系的称呼或直称其名(这里指名字,不是姓氏)。例如:my dear father,dear tom等。
(2)写给公务上的信函用dear madam,dear sir或gentleman(gentlemen)。注意:dear纯属公务上往来的客气形式。gentlemen总是以复数形式出现,前不加dear,是dear sir的复数形式。
(3)写给收信人的信,也可用头衔、职位、职称、学位等再加姓氏或姓氏和名字。例如:dear prof. tim scales, dear dr.john smith。
Dear Andrew,
How are you, my best friend Andrew? It is pleasured that you invited me to pay a visit to your home. But I am very sorry that I can’t accept your invitation because I have a very important competition which I must to take part in.
It is a competition of English play, which is hold once two years and will need a month to practice, is very valuable for me. So,I must take part in which I don’t want to miss the opportunity. Sorry, I believe you can understand me right?
Last, I want to give you a present that a CD about the hundredth anniversary of my school. It is too much fun in it and I hold you will be like. I promise you that I will accept your next invitation and bring some presents which you like.
Good Luck From Your Friend.
Xiao xin
Dear David,
Im glad youll come to Beijing to learn Chinese。 Chinese is very useful, and many foreigners are learning it now。 Its difficult for you because its quite different from English。 You have to remember as many Chinese words as possible。 Its also important to do some reading and writing。 You can watch TV and listen to the radio to practise your listening。 Do your best to talk with people in Chinese。 You can learn Chinese not only from books but also from people around you。 If you have any questions, please ask me。 Im sure youll learn Chinese well。
Hope to see you soon in Beijing。
Yours,
Wang Ming
一封信写完了,突然又想起遗漏的事情,这时用p.s.表示,再写上遗漏的话即可,要长话短说。通常在信末签名下面几行的左方,应于正文齐头。
注意:在正式的信函中,应避免使用附言。
Leaders, Members:
My name is Liyuanyuan. Im a boy and I am 12 yeas old, there are 4 people in my family. My father is a Chemistry teacher. He teaches chemistry in Zhengxin senior high school.
My mother is a Chinese teacher. She teaches Chinese in the university. I have an elder brother; he is a junior middle school student and is preparing for the entrance exam.
Im tall and I have a pair of big eyes. Now, I am in Grade 5, my study is not very good, but I like English, so my English is better than others.
I like singing, drawing, playing basketball. I like to read English story books in my free time. Sometimes I surf the Internet and download the English study materials. Because it also enlarges my vocabulary words. I think one day I can master English. Thank you.
致谢 4-5
摘要 5-6
Abstract 6
目次 7-9
1 绪论 9-15
1.1 选题背景及意义 9-11
1.1.1 选题背景 9-10
1.1.2 研究目的及意义 10-11
1.2 国内外文献综述 11-14
1.2.1 国外文献综述 11-12
1.2.2 国内文献综述 12-14
1.3 研究方法和思路 14-15
1.3.1 研究思路 14
1.3.2 研究方法 14-15
2 小额信贷相关理论 15-22
2.1 小额信贷概述 15
2.2 基础理论 15-17
2.2.1 信息不对称理论 15-16
2.2.2 交易费用 16-17
2.3 微型金融概述 17-19
2.3.1 微型金融 17-19
2.4 普惠金融相关理论 19-22
2.4.1 普惠金融 19
2.4.2 惠普金融与小额信贷的关系 19-22
3 普惠金融视角下农村小额信贷供需分析 22-36
3.1 农村小额信贷需求主体分析 22-24
3.1.1 需求主体 22-23
3.1.2 农村信贷需求特征分析 23-24
3.2 农村小额信贷供给主体分析 24-30
3.2.1 供给主体 24-29
3.2.2 供给存在的问题 29-30
3.3 农村小额信贷供需失衡及其原因分析 30-36
3.3.1 农村小额信贷供需失衡的体现 30-33
3.3.2 农村小额信贷供需失衡原因分析 33-36
4 农村小额信贷可持续发展及其影响因素分析 36-52
4.1 农村小额信贷可持续发展概述 36-37
4.2 国外小额信贷可持续发展的成功 37-42
4.3 国内农村小额信贷总体发展现状 42-45
4.4 影响我国农村小额信贷可持续发展因素分析 45-52
4.4.1 宏观影响因素分析 46-49
4.4.2 微观影响因素分析 49-52
5 农村小额信贷创新发展建议 52-59
5.1 金融组织机构方面的创新 52-53
5.1.1 大力发展小额信贷机构 52
5.1.2 完善农村信用社的经营机制 52
5.1.3 加快农业发展银行的改革步伐 52-53
5.1.4 优化银行营业网点配置,延伸服务网络 53
5.2 创新小额信贷的产品 53-54
5.3 完善农村小额信贷担保体系 54
5.3.1 创新农村小额信贷担保组织建设 54
5.3.2 创新农村小额信贷担保形式 54
5.3.3 建立有效的`农村小额信贷风险补偿机制 54
5.4 完善农村金融基础设施 54-57
5.4.1 完善农村征信体系 54-55
5.4.2 完善农村抵押登记体系 55-56
5.4.3 完善农业保险 56-57
5.5 加大政策引导力度 57-59
5.5.1 对小额信贷比例的强制性规定 57
5.5.2 设立小额信贷风险补偿金 57-59
参考文献 59-63
作者简历 63
© 2022 xuexicn.net,All Rights Reserved.